First National Bank of Tennessee - Algood Payday Loans Review - Cookeville, Tennessee

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4 8 reviews

330 W Main St, Algood, TN 38506, USA
+1 (931) 528-2265
www.fnbotn.com
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Testimonials

What people think about First National Bank of Tennessee - Algood?

Below you find some of the opinions of our customers.
Note

Important

The above-given information provides the details about a peculiar lending service. The information below is about general information about payday loans.

Payday Loans in Cookeville, Tennessee

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is hassle-free and speedy to get accepted for payday loans in Cookeville, Tennessee. The APR will be set specifically for each applicant and will depend on the personal information the client provided.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of First National Bank of Tennessee - Algood that offers payday loans in Cookeville, Tennessee

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in good time.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.

Let's see

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