Citizens Savings & Loan Payday Loans Review - Cookeville, Tennessee

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4.2 5 reviews
Loan agency in Cookeville, Tennessee

380 S Lowe Ave, Cookeville, TN 38501, USA
3 years in business
+1 (931) 525-2547
www.citizensloan.com
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1997-04-11

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

au5eg3wn3x5@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about Citizens Savings & Loan?

Below you find some of the opinions of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Cookeville, Tennessee

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Cookeville, Tennessee is are easy to get. The interest rate is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Citizens Savings & Loan that offers payday loans in Cookeville, Tennessee

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

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Citizens Bank

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ORNL Federal Credit Union

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