One Bank of Tennessee Payday Loans Review - Cookeville, Tennessee

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3.7 12 reviews

140 S Jefferson Ave, Cookeville, TN 38501, USA
+1 (931) 528-5441
www.onebanktn.com
Thursday
8AM–4PM
Friday
(Good Friday)
8AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

2019-12-04

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

ss8du8fa85g@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about One Bank of Tennessee?

Below you see some of the opinions of our clients.
Note

Important

The previous three items describe a specific lender. But below you can read general data about payday loans.

Payday Loans in Cookeville, Tennessee

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Cookeville, Tennessee is are simple to get. The interest rate is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of One Bank of Tennessee that offers payday loans in Cookeville, Tennessee

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit rating an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

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Check Into Cash

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Wilson Bank & Trust

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HomeTrust Bank - Merchants Greene

123 Merchants Greene Blvd, Morristown, TN 37814, USA

+1 (423) 714-1655

www.htb.com

American Trust Cash Advance

125 Five Points Dr, Copperhill, TN 37317, USA

+1 (423) 548-4950

www.americantrustcash.com

ATM (Suntrust Bank)

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www.suntrust.com

Security Finance

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+1 (615) 384-7501

www.securityfinance.com