First Horizon Bank Payday Loans Review - Cleveland, Tennessee

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2.9 10 reviews

Organization owner?

1670 Spring Place Rd SE, Cleveland, TN 37323, USA

+1 (423) 728-1916

www.firsthorizon.com

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Domain Info

Mailing Address

165 Madison Ave

Memphis

38103

United States

Company Name

Elaine Spear

First Horizon National Corporation

Contact Data

ehspear@firsthorizon.com

+1.9015234292

+1.9015234154

Testimonials

Feedback about First Horizon Bank?

Here you read the reviews of our customers.

Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Cleveland, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Cleveland, New York is issued simply and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will First Horizon Bank help take out a loan in Cleveland, New York?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Cleveland, ny consider this circumstance not a drawback to issue a loan. The client of a cash advance should be prepared to objectively assess financial solvency, issue a loan, repay the debt on time and not only solve current difficulties, but enhance the credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

Let's see