First State Finance Payday Loans Review - Cleveland, Tennessee

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1 reviews
Loan agency in Cleveland, Tennessee

3390 Keith St NW, Cleveland, TN 37312, USA
7 years in business
+1 (423) 478-0447
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
(Good Friday)
8:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM
Testimonials

What people think about First State Finance?

Below you see some of the testimonials of our clients.
Note

Important

Above there is information about a precise company. Below you can review common features of payday loans.

Payday Loans in Cleveland, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Cleveland, New York is are easy to access. The interest rate is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of First State Finance that offers payday loans in Cleveland, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments in good time.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Cleveland, Tennessee

Walmart Money Center

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Covington Credit

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+1 (423) 798-8067

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ATM (First Tennessee Bank)

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ATM (Trustmark National Bank)

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www.trustmark.com

745 Cash

5968 Mt Moriah Rd, Memphis, TN 38115, USA

+1 (901) 255-1512

www.745cash.com

Bank of Tennessee

100 Med Tech Pkwy, Johnson City, TN 37604, USA

+1 (866) 378-9500

www.bankoftennessee.com

Cash Express

1109 Madison St, Shelbyville, TN 37160, USA

+1 (931) 685-8003

www.cashexpressllc.com

Cash Now Title Loan

8979 US-64, Arlington, TN 38002, USA

+1 (901) 347-2441

www.loandentist.com

Quick Cash Inc

1537 E Jackson Blvd, Jonesborough, TN 37659, USA

+1 (423) 913-9900