ATM (First Horizon Bank) Payday Loans Review - Chattanooga, Tennessee

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800 Mountain Creek Rd, Chattanooga, TN 37405, USA
www.firsthorizon.com
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
(Good Friday)
Open 24 hours
Hours might differ
Saturday
Open 24 hours
Sunday
(Easter)
Open 24 hours
Hours might differ
Monday
Open 24 hours
Tuesday
Open 24 hours

Domain Info

Created Date

1997-04-28

Mailing Address

165 Madison Ave

Memphis

TN

38103

United States

Company Name

Elaine Spear

First Horizon National Corporation

Contact Data

ehspear@firsthorizon.com

+1.9015234292

+1.9015234154

Testimonials

Feedback about ATM (First Horizon Bank)?

Here you read the reviews of our customers.
Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Chattanooga, Tennessee

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Chattanooga, Tennessee is taken out easily and quickly. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will ATM (First Horizon Bank) help take out a payday loan in Chattanooga, Tennessee?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Chattanooga, tn review this circumstance not a drawback to issue a loan. The recipient of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only solve current difficulties, but improve the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

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