Citizens Savings & Loan Payday Loans Review - Chattanooga, Tennessee

Your personal information is safe with us
5 2 reviews
Loan agency in East Ridge, Tennessee

3736 Ringgold Rd, East Ridge, TN 37412, USA
7 years in business
+1 (423) 698-4407
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
Closed
Testimonials

Feedback about Citizens Savings & Loan?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Chattanooga, Tennessee

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Chattanooga, Tennessee is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates you will get.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Citizens Savings & Loan help issue a loan in Chattanooga, Tennessee?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by lenders to issue a loan. The lending company process many aspects such as financial capabilities to approve the form. Cash advance in Chattanooga, Tennessee may help improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Chattanooga, Tennessee

Bank of Frankewing

1671 W College St, Pulaski, TN 38478, USA

+1 (931) 424-3008

www.bankoffrankewing.com

Cash Express

1420 W College St, Pulaski, TN 38478, USA

+1 (931) 424-1674

www.cashexpressllc.com

Wilson Bank & Trust

698 Nashville Pike, Gallatin, TN 37066, USA

+1 (615) 444-2265

www.wilsonbank.com

Northeast Community Credit Union

980 Jason Witten Way, Elizabethton, TN 37643, USA

+1 (423) 547-1200

bemycu.org

American Cash

1425 Smithville Hwy, McMinnville, TN 37110, USA

+1 (931) 507-5626

First Horizon Bank

2916 Hwy 31 W South, White House, TN 37188, USA

+1 (615) 672-2265

www.firsthorizon.com

Advance Financial

348 S Calderwood St, Alcoa, TN 37701, USA

+1 (865) 686-5889

locations.af247.com

U.S. Bank ATM - Fayetteville

220 College St E, Fayetteville, TN 37334, USA

+1 (800) 872-2657

usbank.com

Heights Finance Corporation

2376 N Ocoee St, Cleveland, TN 37311, USA

+1 (423) 614-6700

www.heightsfinance.com