Simmons Bank Payday Loans Review - Athens, Tennessee

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5 3 reviews
Organization owner?
2 Park St, Athens, TN 37303, USA
+1 (423) 381-3508
www.simmonsbank.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
(Good Friday)
8:30AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

2003-10-05

Mailing Address

501 S MAIN ST

PINE BLUFF

AR

71601-4327

United States

Company Name

Simmons First National Corporation

Simmons First National Corporation

Contact Data

rob.appleby@simmonsbank.com

417-875-6760

Testimonials

What people think about Simmons Bank?

Below you get acquainted with some of the reviews of our clients.

This website is a rip off. I will never apply again. $20 goes towards loan and you keep $87 for interest.

Ms. Scarlett Erdman

I took loans from Simmons Bank 2 times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within several hours. It’s been 2 days – no funds. They do not answer emails. Why???

Josefina Johns MD

APR too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Herman Hagenes Jr.

Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Athens, New York

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Athens, New York is are simple to get. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Simmons Bank that offers payday loans in Athens, New York

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments in a timely manner.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

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