Cash Advance of America Payday Loans Review - Athens, Tennessee

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5 reviews

Loan agency in Athens, Tennessee

Organization owner?

607 Congress Pkwy S, Athens, TN 37303, USA

15 years in business

+1 (423) 745-2274

Sunday

Closed

Monday

9AM–6PM

Tuesday

Closed

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–6PM

Testimonials

What people think about Cash Advance of America?

Below you read some of the opinions of our customers.

Note

Pay Attention

The above-given information provides the details about a precise company. The information below is about general information about payday loans.

Payday Loans in Athens, New York

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the best solution to your sudden financial issues in Athens , New York because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Advantages of Cash Advance of America that offers payday loans in Athens, New York

24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
High approval rates. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.

Let's see