First Dakota National Bank Payday Loans Review - Yankton, South Dakota

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2.7 3 reviews

2105 Broadway Ave, Yankton, SD 57078, USA
+1 (605) 665-4999
www.firstdakota.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Testimonials

What people think about First Dakota National Bank?

Below you see some of the opinions of our clients.
Note

Pay Attention

Above there is information about a exact loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Yankton, South Dakota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to access in Yankton, South Dakota. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of First Dakota National Bank that offers payday loans in Yankton, South Dakota

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and repay your loan commitments in good time.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Yankton, South Dakota

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+1 (605) 772-4561

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Great Western Bank

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+1 (605) 582-2311

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Great Western Bank

106 E 7th Ave, Redfield, SD 57469, USA

+1 (605) 472-2200

www.greatwesternbank.com

Dacotah Bank

125 Main St, Rapid City, SD 57701, USA

+1 (605) 394-9000

www.dacotahbank.com

Rhea Geary - Ameriprise Financial Services, LLC

383 W Steamboat Dr Ste 103, Dakota Dunes, SD 57049, USA

+1 (605) 232-6035

www.ameripriseadvisors.com

First Savings Bank

305 N Main Ave, Parker, SD 57053, USA

+1 (605) 297-4475

www.firstsavingsbanks.bank

Advance America

1005 E Spruce St Ste. 103, Mitchell, SD 57301, USA

+1 (605) 996-2658

www.advanceamerica.net

Bank of the West

214 Main Ave, Lemmon, SD 57638, USA

+1 (605) 374-3831

www.bankofthewest.com

1st Financial Bank USA

363 W Anchor Dr, Dakota Dunes, SD 57049, USA

+1 (800) 733-1732

1fbusa.com