Heartland State Bank Payday Loans Review - Wessington, South Dakota

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165 Wessington St S, Wessington, SD 57381, USA
+1 (605) 458-2255
www.hsbsd.com
Sunday
Closed
Monday
8:30AM–3:30PM
Tuesday
8:30AM–3:30PM
Wednesday
8:30AM–3:30PM
Thursday
8:30AM–3:30PM
Friday
8:30AM–5PM
Saturday
Closed
Testimonials

What people think about Heartland State Bank?

Below you get acquainted with some of the reviews of our customers.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Wessington, South Dakota

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may be an easy and fast solution to a short-term problem in Wessington, South Dakota. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of Heartland State Bank that offers payday loans in Wessington, South Dakota

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

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