What people think about EZ Payday Advance?
I HIGHLY recommend this company!
Zakary Mitchell
Excellent experience!!
Nikita Cruickshank
Very smart guy and very professional, yet down to earth.
Macy Schroeder
Important
The previous three items describe a specific company. But below you can find common details about payday loans.
Payday Loans in Watertown, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is trouble-free and fast to get approved for payday loans in Watertown, New York. The interest rate will be set individually for each consumer and will depend on the personal information the person entered.
25% small loan cap
Advantages of EZ Payday Advance that offers payday loans in Watertown, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.
Other Payday Lenders in Watertown, South Dakota
Great Western Bank
4800 S Cliff Ave, Sioux Falls, SD 57103, USA
+1 (605) 333-7658
www.greatwesternbank.com
First Interstate Bank - ATM
711 Creek Dr, Rapid City, SD 57703, USA
+1 (855) 342-3400
locations.firstinterstatebank.com
