Cash Spot Payday Loans Review - Watertown, South Dakota

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Loan agency in Watertown, South Dakota

1040 29th St SE, Watertown, SD 57201, USA
7 years in business
+1 (605) 886-0099
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in Watertown, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue payday loans in Watertown, New York. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Cash Spot help issue a payday loan in Watertown, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a loan. The lending company review many aspects such as financial abilities to approve the form. Payday loans in Watertown, New York may help level up your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

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Other Payday Lenders in Watertown, South Dakota

Dacotah Bank

600 Main St, Webster, SD 57274, USA

+1 (605) 345-3306

www.dacotahbank.com

Farm Credit Services of America

1114 29th St SE, Watertown, SD 57201, USA

+1 (605) 882-4030

www.fcsamerica.com

ATM Minnwest Bank Sioux Falls

5001 S Louise Ave, Sioux Falls, SD 57108, USA

+1 (800) 627-3999

www.minnwestbank.com

Wells Fargo Bank

201 S Main St, Chamberlain, SD 57325, USA

+1 (605) 734-6001

www.wellsfargo.com

Check Into Cash

1720 S Marion Rd, Sioux Falls, SD 57106, USA

+1 (605) 362-6569

First Bank & Trust, Toronto

445 Main Ave, Toronto, SD 57268, USA

+1 (605) 794-4811

www.bankeasy.com

Edward Jones - Financial Advisor

1121 N Main St, Mitchell, SD 57301, USA

+1 (605) 996-7638

www.edwardjones.com

First National Bank

217 Girard Ave, Newell, SD 57760, USA

+1 (605) 456-2693

www.firstnationalbanks.bank

Edward Jones - Financial Advisor: Jacob Lindgren

375 Dakota Ave S Suite 108, Huron, SD 57350, USA

+1 (605) 352-5363

www.edwardjones.com