Commercial State Bank Payday Loans Review - Wagner, South Dakota

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3.9 7 reviews

204 Main Ave S, Wagner, SD 57380, USA
+1 (605) 384-3646
www.commercialstate.com
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM
Saturday
9AM–12PM
Testimonials

What people think about Commercial State Bank?

Below you get acquainted with some of the opinions of our clients.
Note

Pay Attention

The previous three items charactirize a definite lending service. But below you can find common data about payday loans.

Payday Loans in Wagner, South Dakota

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Wagner, South Dakota. The entire process is straightforward. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of Commercial State Bank that offers payday loans in Wagner, South Dakota

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Wagner, South Dakota

First Dakota National Bank

225 Cedar St, Yankton, SD 57078, USA

+1 (605) 665-7432

www.firstdakota.com

Plains Commerce Bank

3905 W 49th St, Sioux Falls, SD 57106, USA

+1 (605) 275-2467

www.plainscommerce.com

Farm Credit Services of America

3808 Broadway Ave, Yankton, SD 57078, USA

+1 (605) 665-9675

www.fcsamerica.com

U.S. Bank ATM - Sioux Falls Northeast

420 S Sycamore Ave, Sioux Falls, SD 57110, USA

+1 (800) 872-2657

usbank.com

Gentry Finance

2001 Broadway Ave, Yankton, SD 57078, USA

+1 (605) 668-2288

American Bank & Trust

120 Main St E, Wessington Springs, SD 57382, USA

+1 (605) 539-1222

www.abt.bank

Wells Fargo Bank

600 State St, Belle Fourche, SD 57717, USA

+1 (605) 892-2652

www.wellsfargo.com

Community Bank

118 N Main St, Avon, SD 57315, USA

+1 (605) 286-3213

www.communitybankavon.com

BankWest

615 Main St, Gregory, SD 57533, USA

+1 (605) 835-9692

www.bankwest-sd.bank