Advance America Payday Loans Review - Spearfish, South Dakota

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Loan agency in Spearfish, South Dakota

1940 North Ave #3, Spearfish, SD 57783, USA
+1 (605) 642-2231
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

What people think about Advance America?

Below you see some of the opinions of our customers.
Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Spearfish, South Dakota

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Spearfish, South Dakota. The APR will be set specifically for each person and will depend on the personal details the applicant filled in.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of Advance America that offers payday loans in Spearfish, South Dakota

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Spearfish, sd approve people with poor credit. You can request a bad credit payday loan online at any time of the day and if accepted could have the funds in your account within the hour.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the payday loan immediately.

Let's see

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Homeowners Financial Group

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Security National Bank of South Dakota

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Great Western Bank

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+1 (605) 428-3076

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Black Hills Cash Advance

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+1 (605) 644-1848

Rivers Edge Bank

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+1 (605) 648-3683

riversedge.bank

Central Bank

2500 S Minnesota Ave, Sioux Falls, SD 57105, USA

+1 (605) 977-7500

www.centralbankonline.com

Commercial State Bank

204 Main Ave S, Wagner, SD 57380, USA

+1 (605) 384-3646

www.commercialstate.com