Northern Hills Federal Credit Union Payday Loans Review - Spearfish, South Dakota

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3.5 17 reviews

2430 Platinum Dr Suite 3, Spearfish, SD 57783, USA
+1 (605) 722-2911
www.northernhillsfcu.org
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed
Testimonials

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Above-defined info offers the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Spearfish, South Dakota

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Spearfish, South Dakota is issued easily and quickly. The interest rate is specified respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Northern Hills Federal Credit Union help issue a payday loan in Spearfish, South Dakota?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Spearfish, South Dakota. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Spearfish, South Dakota

Advance America

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First Bank & Trust, Brookings Walmart

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Dawn Van Nieuwenhuyzen - Plains Commerce Bank Mortgage

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+1 (605) 271-9754

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Heartland State Bank

114 Commercial Ave SE, Highmore, SD 57345, USA

+1 (605) 852-2177

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CorTrust Bank

2016 6th Ave SE, Aberdeen, SD 57401, USA

+1 (605) 229-5069

www.cortrustbank.com

First Interstate Bank

648 Mt Rushmore Rd, Custer, SD 57730, USA

+1 (605) 673-2215

locations.firstinterstatebank.com

Black Hills Community Loan Fund

607 1/2 Mt Rushmore Rd Suite 105, Rapid City, SD 57701, USA

+1 (605) 519-5124

www.bhclf.org

Credit Collection Bureau

Rapid City, SD 57709, USA

+1 (605) 394-9490

www.ccbinet.com

ATM Great Western Bank

111 N East St, Gettysburg, SD 57442, USA

+1 (800) 627-3999

www.greatwesternbank.com