Black Hills Community Bank Spearfish Payday Loans Review - Spearfish, South Dakota

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4 3 reviews

215 E Jackson Blvd, Spearfish, SD 57783, USA
+1 (605) 559-2422
www.bhcbank.com
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed

Domain Info

Created Date

2007-09-13

Mailing Address

SD

United States

Company Name

KT Connections

KT Connections

Testimonials

Feedback about Black Hills Community Bank Spearfish?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Spearfish, South Dakota

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to issue payday loans in Spearfish, South Dakota. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Black Hills Community Bank Spearfish help issue a payday loan in Spearfish, South Dakota?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Spearfish, South Dakota. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a definite cost of the loan.

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