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What people think about Black Hills Federal Credit Union?
Most polite staff and atmosphere for your banking needs.
Dr. Vergie Gottlieb Jr.
Great small town banking, friendly and good rates....
Mrs. Noemy Kautzer
They have the best customer service with a friendly and professional attitude.
Frederik Trantow
Important
Now you can review general features of payday loans.
Payday Loans in Spearfish, South Dakota
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Spearfish, South Dakota. The entire process is stress-free. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.
36% small loan cap
$500
Not Specified
Not Specified
Advantages of Black Hills Federal Credit Union that offers payday loans in Spearfish, South Dakota
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on specific aspects. They will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.
Other Payday Lenders in Spearfish, South Dakota
The First National Bank in Sioux Falls ATM
1301 E 10th St, Sioux Falls, SD 57103, USA
+1 (605) 335-5200
www.fnbsf.com
Farm Credit Services of America
2505 E 4th St, Pierre, SD 57501, USA
+1 (605) 224-1678
www.fcsamerica.com
Great Western Bank
14 St Joseph St, Rapid City, SD 57701, USA
+1 (605) 343-9230
www.greatwesternbank.com
Menno State Bank
105 S 5th St, Menno, SD 57045, USA
Service First Federal Credit Union
501 S Nebraska St, Salem, SD 57058, USA
+1 (605) 425-2143
www.servicefirstfcu.org
Principal Financial Group
1315 River Dr, North Sioux City, SD 57049, USA
+1 (605) 780-1856
www.principal.com