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What people think about Sundance State Bank?
Seek elsewhere!! They approve me for a loan but it’s been 5 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my loan.
Eduardo Weber
Too high APR. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was disappoiting too. The lady in the chat was very disrespectful. Not recommended. Better consider another website.
Sylvia Aufderhar
Important
Now you can review general features of payday loans.
Payday Loans in Spearfish, South Dakota
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Online payday loans can be the easiest solution to your temporary financial issues in Spearfish , South Dakota because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.
36% small loan cap
$500
Not Specified
Not Specified
Advantages of Sundance State Bank that offers payday loans in Spearfish, South Dakota
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lending companies.
Why people apply for cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get approved for such loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments in a timely manner.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.
Other Payday Lenders in Spearfish, South Dakota
Voyage Federal Credit Union
5800 E 18th St Suite 101, Sioux Falls, SD 57110, USA
+1 (605) 338-2533
voyagefcu.org
Corsica Payday Loans
120 E 6th St, Corsica, SD 57328, USA
+1 (605) 926-5002
www.expressloansofamerica.com
