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What people think about The First National Bank in Sioux Falls?
I was approved for $400 for a period of 12 days. In the end, I had to repay twice as much with all the commissions charged.
Toby Russel
Freaking out APR. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was disappoiting too. The lady in the office was very rude. Not happy. Better seek another website.
Stephanie O'Reilly PhD
This website is a scam. I will never use again. $20 goes towards loan and you keep $81 for interest.
Stephany Romaguera I
The site does not work so I can not apply for the loan…
Ashlee Collins
Wasted too much time with this organization. They charge sky high rates! So upset
Mattie Shields
Important
Now you can see general features of payday loans.
Payday Loans in Sioux Falls, South Dakota
A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Sioux Falls, South Dakota. Loans from payday lenders can get you cash same day. Your interest rate will depend on several things.
36% small loan cap
$500
Not Specified
Not Specified
Advantages of The First National Bank in Sioux Falls that offers payday loans in Sioux Falls, South Dakota
- 24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
Other Payday Lenders in Sioux Falls, South Dakota
First Dakota National Bank
225 Cedar St, Yankton, SD 57078, USA
+1 (605) 665-7432
www.firstdakota.com
Ft Randall Federal Credit Union
231 NW Lake St, Wagner, SD 57380, USA
+1 (605) 384-5332
www.ftrandallfcu.com
Security State Bank
117 N 3rd St, Emery, SD 57332, USA
+1 (605) 449-4261
www.thesecuritystatebank.com
Highmark Federal Credit Union
725 5th St, Rapid City, SD 57701, USA
+1 (605) 716-4444
www.highmarkfcu.com
First Dakota National Bank
2105 Broadway Ave, Yankton, SD 57078, USA
+1 (605) 665-4999
www.firstdakota.com
