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What people think about First National Credit Card Inc?
I tried to borrow funds from First National Credit Card Inc. They declined me. Why then declare they approve everyone even those with poor credit?? Bad service. Some time later, got many mails with an offer to take out a loan. I do not recommend this loan provider.
Coty Bradtke
APR too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…
Nickolas Jacobi
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Below you can read general information about payday loans and their common features.
Payday Loans in Sioux Falls, South Dakota
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Sioux Falls, South Dakota. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.
36% small loan cap
$500
Not Specified
Not Specified
Advantages of First National Credit Card Inc that offers payday loans in Sioux Falls, South Dakota
- 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval chances. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can help people who have bad credit scores or have no credit score. But we advise you that as with any debt you should only think about applying for a payday loan if you are convinced that you can afford payments in a timely manner.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator can be used to quickly calculate the APR. It’s easy to find out the real cost of the cash advance loan even before applying.
Other Payday Lenders in Sioux Falls, South Dakota
Black Hills Federal Credit Union
U.S. 212 &, Willow St, Eagle Butte, SD 57625, USA
+1 (800) 482-2428
www.bhfcu.com
Plains Commerce Bank
3905 W 49th St, Sioux Falls, SD 57106, USA
+1 (605) 275-2467
www.plainscommerce.com
Great Western Bank
4914 N Cliff Ave, Sioux Falls, SD 57104, USA
+1 (605) 373-1336
www.greatwesternbank.com
Service First Federal Credit Union
1300 N Morrell Ave, Sioux Falls, SD 57103, USA
+1 (605) 336-3775
www.servicefirstfcu.org
First Interstate Bank
41 5th Ave, Belle Fourche, SD 57717, USA
+1 (605) 892-2041
locations.firstinterstatebank.com
Palace City Federal Credit Union
720 W Havens Ave, Mitchell, SD 57301, USA
+1 (605) 996-9211
www.palacecitycu.org
