First Dakota National Bank Payday Loans Review - Sioux Falls, South Dakota

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5 2 reviews

6109 S Old Village Pl, Sioux Falls, SD 57108, USA
+1 (605) 333-8210
www.firstdakota.com
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM
Wednesday
7:30AM–5:30PM
Thursday
7:30AM–5:30PM
Friday
7:30AM–5:30PM
Saturday
9AM–12PM
Testimonials

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Above-defined info offers the details about a exact lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Sioux Falls, South Dakota

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and quick to take out payday loans in Sioux Falls, South Dakota. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First Dakota National Bank help take out a payday loan in Sioux Falls, South Dakota?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Sioux Falls, South Dakota. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

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Other Payday Lenders in Sioux Falls, South Dakota

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Dacotah Bank

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Northwestern Mutual Financial

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First Interstate Bank

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Direct Check

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+1 (605) 665-8258

First Fidelity Bank

246 W 2nd St, Winner, SD 57580, USA

+1 (605) 842-3811

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First Dakota National Bank

10 High Ave SW, Wagner, SD 57380, USA

+1 (605) 384-5456

www.firstdakota.com

South Dakota Department of Labor and Regulation - Division of Banking

1601 N Harrison Ave #1, Pierre, SD 57501, USA

+1 (605) 773-3421

dlr.sd.gov