Central Bank Payday Loans Review - Sioux Falls, South Dakota

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2.8 5 reviews

4900 S Western Ave, Sioux Falls, SD 57108, USA
+1 (605) 782-1798
www.centralbankonline.com
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2003-04-24

Mailing Address

Iowa

United States

Company Name

Commercial Financial

Commercial Financial

Testimonials

What people think about Central Bank?

Below you get acquainted with some of the reviews of our clients.
Note

Important

Above there is information about a definite lender. Below you can read common characteristics of payday loans.

Payday Loans in Sioux Falls, South Dakota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is hassle-free and fast to get accepted for payday loans in Sioux Falls, South Dakota. The APR will be set individually for each consumer and will depend on the personal details the client provided.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of Central Bank that offers payday loans in Sioux Falls, South Dakota

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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Black Hills Federal Credit Union ATM

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First Interstate Bank

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CorTrust Bank

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Minnwest Bank

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