Voyage Federal Credit Union Payday Loans Review - Sioux Falls, South Dakota

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4.5 13 reviews

3823 S Kiwanis Cir, Sioux Falls, SD 57105, USA
+1 (605) 338-2533
voyagefcu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will define general information about payday loans and its specific features.

Payday Loans in Sioux Falls, South Dakota

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Sioux Falls, South Dakota is issued easily and quickly. The interest percentage is set respecting the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Voyage Federal Credit Union help take out a payday loan in Sioux Falls, South Dakota?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Sioux Falls, South Dakota. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Sioux Falls, South Dakota

South Dakota Department of Labor and Regulation - Division of Banking

1601 N Harrison Ave #1, Pierre, SD 57501, USA

+1 (605) 773-3421

dlr.sd.gov

CorTrust Bank

719 N Main St, Mitchell, SD 57301, USA

+1 (605) 996-5910

www.cortrustbank.com

Advance America

1923 6th Ave SE, Aberdeen, SD 57401, USA

+1 (605) 225-3040

www.advanceamerica.net

Aberdeen Federal Credit Union

2324 8th Ave NE, Aberdeen, SD 57401, USA

+1 (605) 225-2488

www.aberdeenfcu.org

The First National Bank in Sioux Falls

5217 S Louise Ave, Sioux Falls, SD 57108, USA

www.fnbsf.com

EZ Money Payday & Title Loans

700 River Dr, North Sioux City, SD 57049, USA

+1 (605) 232-2001

Cornerstone Bank

6045 S Louise Ave Ste 100, Sioux Falls, SD 57108, USA

+1 (605) 305-3400

www.cornerstonebanks.net

Palace City Federal Credit Union

720 W Havens Ave, Mitchell, SD 57301, USA

+1 (605) 996-9211

www.palacecitycu.org

Black Hills Federal Credit Union

330 S Chicago St, Hot Springs, SD 57747, USA

+1 (800) 482-2428

www.bhfcu.com