American Bank & Trust Payday Loans Review - Sioux Falls, South Dakota

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6810 S Minnesota Ave, Sioux Falls, SD 57108, USA
+1 (605) 961-3911
www.abt.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Testimonials

What people think about American Bank & Trust?

Below you read some of the opinions of our clients.
Note

Important

The previous three items describe a peculiar financial institution. But below you can read general details about payday loans.

Payday Loans in Sioux Falls, South Dakota

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Sioux Falls, South Dakota is are simple to access. The interest rate is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of American Bank & Trust that offers payday loans in Sioux Falls, South Dakota

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are designed to help meet the needs of individuals with bad credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the real cost of the loan immediately.

Let's see

Other Payday Lenders in Sioux Falls, South Dakota

Service First Federal Credit

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+1 (605) 336-0721

www.servicefirstfcu.org

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Great Western Bank

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+1 (605) 845-7233

www.greatwesternbank.com

Voyage Federal Credit Union

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+1 (605) 338-2533

www.voyagefcu.org

Advance America

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+1 (605) 642-2231

www.advanceamerica.net

Cash Advances

Brookings, SD 57006, USA

Black Hills Federal Credit Union

725 E North St, Rapid City, SD 57701, USA

+1 (605) 718-1818

www.bhfcu.com

Plains Commerce Bank

3905 W 49th St, Sioux Falls, SD 57106, USA

+1 (605) 275-2467

www.plainscommerce.com

ATM Minnwest Bank Sioux Falls

5001 S Louise Ave, Sioux Falls, SD 57108, USA

+1 (800) 627-3999

www.minnwestbank.com