American Bank & Trust Payday Loans Review - Sioux Falls, South Dakota

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5 4 reviews

200 E 10th St Suite 100, Sioux Falls, SD 57104, USA
+1 (605) 271-4008
www.abt.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

What people think about American Bank & Trust?

Below you see some of the opinions of our clients.
Note

Pay Attention

Above there is information about a precise company. Below you can read common characteristics of payday loans.

Payday Loans in Sioux Falls, South Dakota

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Sioux Falls, South Dakota. The entire process is easy. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of American Bank & Trust that offers payday loans in Sioux Falls, South Dakota

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

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CorTrust Bank

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Minnwest Bank

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