First Dakota National Bank Payday Loans Review - Sioux Falls, South Dakota

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4 5 reviews

2400 S Louise Ave, Sioux Falls, SD 57106, USA
+1 (605) 333-8295
www.firstdakota.com
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
9AM–12PM
Testimonials

Feedback about First Dakota National Bank?

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Note

Pay Attention

Lending companies are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Sioux Falls, South Dakota

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Sioux Falls, South Dakota is taken out easily and quickly. The interest percentage is set depending on the category of the client: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First Dakota National Bank help take out a loan in Sioux Falls, South Dakota?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Sioux Falls, sd consider this circumstance not a drawback to issue a loan. The recipient of a loan should be ready to objectively estimate financial abilities, take out a loan, pay off the debt on a due date and not only resolve current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

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Other Payday Lenders in Sioux Falls, South Dakota

Dakota Prairie Bank

100 Main St, Draper, SD 57531, USA

+1 (605) 669-2401

www.dakotaprairiebank.com

Edward Jones - Financial Advisor: Lucas A Lorenz

223 8th Ave NW Suite 5, Aberdeen, SD 57401, USA

+1 (605) 225-5549

www.edwardjones.com

First National Bank-Sioux Falls

120 E 2nd Ave, Flandreau, SD 57028, USA

+1 (605) 997-2484

www.fnbsf.com

Farm Credit Services of America

1114 29th St SE, Watertown, SD 57201, USA

+1 (605) 882-4030

www.fcsamerica.com

Dacotah Bank

300 S Phillips Ave # 100, Sioux Falls, SD 57104, USA

+1 (605) 331-4000

www.dacotahbank.com

Central Bank

4900 S Western Ave, Sioux Falls, SD 57108, USA

+1 (605) 782-1798

www.centralbankonline.com

Dakota Plains Federal Credit Union

120 West Main St, Bison, SD 57620, USA

+1 (605) 244-7155

Black Hills Federal Credit Union

200 Main St, Rapid City, SD 57701, USA

+1 (605) 718-1818

www.bhfcu.com

Menno State Bank

105 S 5th St, Menno, SD 57045, USA