First Dakota National Bank Payday Loans Review - Parkston, South Dakota

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109 E Main St, Parkston, SD 57366, USA
+1 (605) 928-3077
www.firstdakota.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Testimonials

Feedback about First Dakota National Bank?

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Note

Pay Attention

Above-defined info offers the details about a certain lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Parkston, South Dakota

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Parkston, South Dakota is taken out simply and quickly. The interest rate is defined depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First Dakota National Bank help take out a loan in Parkston, South Dakota?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Parkston, sd consider this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be ready to objectively assess financial capabilities, issue a loan, repay the debt on time and not only cope with current issues, but improve the credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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