East River Federal Credit Union Payday Loans Review - Madison, South Dakota

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4.8 5 reviews
Organization owner?
220 Harth Ave S, Madison, SD 57042, USA
+1 (605) 256-8145
www.eastriverfcu.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM

Domain Info

Created Date

2000-02-03

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about East River Federal Credit Union?

Here you read the reviews of our clients.

I took out payday loan from East River Federal Credit Union 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Eloise Adams

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the fees.

Trever Treutel

I took out a loan from East River Federal Credit Union 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Santa Conroy

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Dasia Reilly

Note

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Madison, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Madison, New York is taken out simply and quickly. The interest percentage is specified respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will East River Federal Credit Union help take out a loan in Madison, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Madison, New York. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see

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Advance America

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First Dakota National Bank

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Great Western Bank

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+1 (605) 373-1336

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Sioux Empire Federal Credit Union - East Branch

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Walmart Money Center

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+1 (605) 665-1425

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U.S. Bank Branch

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S.A.M. Check Cashing Machine

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