First National Bank Payday Loans Review - Lead, South Dakota

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1.8 5 reviews

197 Glendale Dr, Lead, SD 57754, USA
+1 (605) 584-2622
www.firstnationalbanks.bank
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed
Testimonials

What people think about First National Bank?

Below you find some of the testimonials of our clients.
Note

Important

Above there is information about a exact loan provider. Below you can see common features of payday loans.

Payday Loans in Lead, South Dakota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in Lead, South Dakota is are simple to get. The interest rate is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of First National Bank that offers payday loans in Lead, South Dakota

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit score an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments punctually.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

Let's see

Other Payday Lenders in Lead, South Dakota

U.S. Bank Branch

1500 N Minnesota Ave, Sioux Falls, SD 57104, USA

+1 (605) 782-0420

locations.usbank.com

ATM Dacotah Bank

4 10th St NW, Watertown, SD 57201, USA

+1 (800) 627-3999

www.dacotahbank.com

The First National Bank in Sioux Falls ATM

1301 E 10th St, Sioux Falls, SD 57103, USA

+1 (605) 335-5200

www.fnbsf.com

Dacotah Bank

111 Main St, Henry, SD 57243, USA

+1 (605) 532-3672

www.dacotahbank.com

Check 'n Go

1309 E Wells Ave, Pierre, SD 57501, USA

+1 (605) 224-0553

BankWest

137 South Main Ave, Vivian, SD 57576, USA

+1 (800) 373-0362

www.bankwest-sd.bank

Aberdeen Finance Corporation and Insurance

Aberdeen, SD 57401, USA

+1 (605) 225-8050

aberdeeninsuranceagency.com

Lisa Malone Swenson: Plains Commerce Bank Mortgage NMLS #401518

3905 W 49th St, Sioux Falls, SD 57106, USA

+1 (605) 988-4797

www.plainscommerce.com

Black Hills Federal Credit Union

921 W 10th St, Sioux Falls, SD 57104, USA

+1 (605) 937-4600

www.bhfcu.com