First Savings Bank Payday Loans Review - Hecla, South Dakota

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211 Main St, Hecla, SD 57446, USA
+1 (605) 994-2311
www.firstsavingsbanks.bank
Sunday
Closed
Monday
8:30AM–12PM, 1–4PM
Tuesday
8:30AM–12PM, 1–4PM
Wednesday
8:30AM–12PM, 1–4PM
Thursday
8:30AM–12PM, 1–4PM
Friday
8:30AM–12PM, 1–4PM
Saturday
Closed
Testimonials

What people think about First Savings Bank?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

The previous three items describe a certain lending service. But below you can find general data about payday loans.

Payday Loans in Hecla, South Dakota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the best solution to your sudden financial difficulties in Hecla , South Dakota because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of First Savings Bank that offers payday loans in Hecla, South Dakota

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can help clients who have bad credit scores or have no credit history. But we remind you that as with any loan you should only dare applying for a cash advance if you are certain that you can make payments on scheduled.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.

Let's see

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Edward Jones - Financial Advisor: Chris Mitchell

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Service First Federal Credit Union

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