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What people think about Direct Check?
APR too high. People usually borrow money because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Loma Rolfson
The site does not work so I can not apply for the loan…
Shea Glover
I took loans from Direct Check 2 times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 3 hours. It’s been 2 days – no funds. They do not answer emails. Why???
Berenice Stanton
Important
Below you can review general information about payday loans and their common aspects.
Payday Loans in Brookings, South Dakota
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans may turn out an easy and fast solution to a short-term problem in Brookings, South Dakota. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.
36% small loan cap
$500
Not Specified
Not Specified
Advantages of Direct Check that offers payday loans in Brookings, South Dakota
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval chances. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments punctually.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the payday loan immediately.
Other Payday Lenders in Brookings, South Dakota
ATM First Dakota Natl Bank
2105 Broadway Ave, Yankton, SD 57078, USA
+1 (605) 665-4999
www.firstdakota.com
Plains Commerce Bank
4700 E 57th St Suite 100, Sioux Falls, SD 57108, USA
+1 (605) 275-2467
www.plainscommerce.com
Black Hills Federal Credit Union
725 E North St, Rapid City, SD 57701, USA
+1 (605) 718-1818
www.bhfcu.com
Leyden and Associates - Ameriprise Financial Services, LLC
109 S Main St, Chamberlain, SD 57325, USA
+1 (605) 234-1273
www.ameripriseadvisors.com
