First Dakota National Bank Payday Loans Review - Beresford, South Dakota

Your personal information is safe with us
3.4 5 reviews

101 S 3rd St, Beresford, SD 57004, USA
+1 (605) 763-2135
www.firstdakota.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8:30AM–12PM
Testimonials

What people think about First Dakota National Bank?

Below you get acquainted with some of the opinions of our clients.
Note

Important

Above there is information about a precise loan provider. Below you can read common features of payday loans.

Payday Loans in Beresford, South Dakota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is easy and fast to get approved for payday loans in Beresford, South Dakota. The APR will be set specifically for each case and will depend on the personal data the consumer filled in.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of First Dakota National Bank that offers payday loans in Beresford, South Dakota

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other factors. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Beresford, South Dakota

Central Bank

4900 S Western Ave, Sioux Falls, SD 57108, USA

+1 (605) 782-1798

www.centralbankonline.com

First Interstate Bank

333 West Blvd Ste 100, Rapid City, SD 57701, USA

+1 (605) 348-3322

locations.firstinterstatebank.com

Wells Fargo Bank

527 Main Ave, Brookings, SD 57006, USA

+1 (605) 692-6245

www.wellsfargo.com

Service First Federal Credit Union

3600 S Kiwanis Ave, Sioux Falls, SD 57105, USA

+1 (605) 357-8085

www.servicefirstfcu.org

Dacotah Bank

1209 E 57th St, Sioux Falls, SD 57108, USA

+1 (605) 334-8500

www.dacotahbank.com

Black Hills Federal Credit Union ATM

330 S Chicago St, Hot Springs, SD 57747, USA

+1 (605) 718-1818

www.bhfcu.com

Black Hills Federal Credit Union

835 N Main St, Spearfish, SD 57783, USA

+1 (605) 718-1818

www.bhfcu.com

Minnwest Bank

607 Cornell Ave, Big Stone City, SD 57216, USA

+1 (605) 862-7676

www.minnwestbank.com

U.S. Bank Branch

701 St Joseph St, Rapid City, SD 57701, USA

+1 (605) 394-2000

locations.usbank.com