American Bank & Trust Payday Loans Review - Alpena, South Dakota

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805 Main St, Alpena, SD 57312, USA
+1 (605) 849-3249
www.abt.bank
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
Closed
Testimonials

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Here you see the reviews of our customers.
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Pay Attention

Further there will be presented the details about not a certain lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Alpena, Michigan

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Alpena, Michigan is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will American Bank & Trust help issue a payday loan in Alpena, Michigan?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a loan. The lender review many aspects such as financial capabilities to approve the form. Payday loans in Alpena, Michigan may help enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

Let's see

Other Payday Lenders in Alpena, South Dakota

CorTrust Bank

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+1 (605) 444-4000

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Great Western Bank

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Ameriprise Financial

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+1 (605) 369-2220

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American Bank & Trust

201 S Ottowa St, Iroquois, SD 57353, USA

+1 (605) 546-2544

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Pioneer Bank & Trust

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+1 (605) 642-2725

www.pioneerbankandtrust.com

First National Bank

307 Hustan Ave, Fort Pierre, SD 57532, USA

+1 (605) 223-2521

www.firstnationalbanks.bank

First Dakota National Bank

225 Cedar St, Yankton, SD 57078, USA

+1 (605) 665-7432

www.firstdakota.com

ATM Great Western Bank

119 6th Ave SE, Aberdeen, SD 57402, USA

+1 (800) 627-3999

www.greatwesternbank.com

Miner County Bank

217 S Main St, Howard, SD 57349, USA

+1 (605) 772-4561

riversedge.bank