U.S. Bank Branch Payday Loans Review - Aberdeen, South Dakota

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4.2 6 reviews

320 S 1st St, Aberdeen, SD 57401, USA
+1 (605) 226-4100
locations.usbank.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

What people think about U.S. Bank Branch?

Below you get acquainted with some of the opinions of our customers.
Note

Important

The previous three items describe a peculiar lender. But below you can find general details about payday loans.

Payday Loans in Aberdeen, Maryland

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Aberdeen, Maryland is are simple to get. The APR is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

33% APR cap (2.75% a month)

Advantages of U.S. Bank Branch that offers payday loans in Aberdeen, Maryland

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get accepted for payday loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments as agreed in the contract.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.

Let's see

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Edward Jones - Financial Advisor: Curtis A Kunde

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Ft Randall Federal Credit Union

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BankWest

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+1 (605) 779-2551

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Black Hills Federal Credit Union

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First Bank & Trust, Toronto

445 Main Ave, Toronto, SD 57268, USA

+1 (605) 794-4811

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American Bank & Trust

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+1 (605) 352-9122

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Advance America

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+1 (605) 665-1514

www.advanceamerica.net