Dacotah Bank Payday Loans Review - Aberdeen, South Dakota

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5 4 reviews

308 S Main St, Aberdeen, SD 57401, USA
+1 (605) 225-5611
www.dacotahbank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

Feedback about Dacotah Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Aberdeen, Maryland

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Aberdeen, Maryland are taken out problem-free. The interest percentage depends on the borrower's person-related information: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

33% APR cap (2.75% a month)

How will Dacotah Bank help take out a payday loan in Aberdeen, Maryland?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Aberdeen, Maryland. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

Let's see

Other Payday Lenders in Aberdeen, South Dakota

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First National Pawn

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Minnwest Bank

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First National Bank

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Direct Check

244 S Chicago St, Hot Springs, SD 57747, USA

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First National Bank in Faith

127 Main St S, Faith, SD 57626, USA

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S.A.M. Check Cashing Machine

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Black Hills Federal Credit Union ATM

111 Minnesota St, Rapid City, SD 57701, USA

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www.bhfcu.com