First Citizens Bank Payday Loans Review - Winnsboro, South Carolina

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4.8 4 reviews

111 S Congress St, Winnsboro, SC 29180, USA
+1 (803) 635-4617
www.firstcitizens.com
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Wednesday
9AM–1PM, 3–5PM
Testimonials

Feedback about First Citizens Bank?

Here you read the feedback of our clients.
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Pay Attention

Further there will be given the details about not a exact lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Winnsboro, South Carolina

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

It is easy and quick to take out payday loans in Winnsboro, South Carolina. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help take out a payday loan in Winnsboro, South Carolina?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Winnsboro, South Carolina. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

Let's see

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First Citizens Bank

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1st Franklin Financial

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locations.1ffc.com