Advance America Payday Loans Review - West Columbia, South Carolina

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5 44 reviews

Loan agency in West Columbia, South Carolina

Organization owner?

2410 Augusta Rd Ste. #100, West Columbia, SC 29169, USA

+1 (803) 791-1936

www.advanceamerica.net

Saturday

9AM–2PM

Sunday
(Easter)

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Domain Info

What people think about Advance America?

Below you read some of the testimonials of our clients.

Note

Pay Attention

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in West Columbia, West Virginia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in West Columbia, West Virginia. The entire process is straightforward. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

31% APR for loans up to $2,000

Advantages of Advance America that offers payday loans in West Columbia, West Virginia

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a poor credit rating an increased chance to get approved for such loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and pay back your loan commitments on scheduled.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.

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