First Citizens Bank Payday Loans Review - Timmonsville, South Carolina

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Organization owner?
123 E Main St, Timmonsville, SC 29161, USA
+1 (843) 346-6302
www.firstcitizens.com

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Created Date

1995-07-28

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Testimonials

Feedback about First Citizens Bank?

Here you get acquainted with the reviews of our clients.

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Johnson Macejkovic

I got into one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. First Citizens Bank in Timmonsville seemed to me the most efficient.

Marley Daugherty

I got into one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. First Citizens Bank in Timmonsville seemed to me the most efficient.

Cheyenne Morissette

Thanks to the specialists for the reputable service. They assisted in difficult times. For application you only need an ID.

Amber Upton DDS

Thanks to First Citizens Bank for helping when money is emergenctly needed. I have been applying to this service for more than a year and everything is always honest, without hidden charges.

Kyla Nolan

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to address First Citizens Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Prof. Lou Carroll

Thanks to the team of First Citizens Bank. Quick solution of the arisen problems, quick decision on the cash advance. I definitely recommend this service.

Mia Bogisich

Note

Pay Attention

Lending companies are provided in the first three points. Below info offers common information about payday loans.

Payday Loans in Timmonsville, South Carolina

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Hassle-free financial products are considered as payday loans in Timmonsville, sc. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help issue a loan in Timmonsville, South Carolina?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Timmonsville, South Carolina. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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