First Citizens Bank Payday Loans Review - Sumter, South Carolina

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3.5 8 reviews

683 Bultman Dr, Sumter, SC 29150, USA
+1 (803) 775-7701
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about First Citizens Bank?

Below you get acquainted with some of the opinions of our clients.
Note

Important

Above there is information about a precise company. Below you can see common characteristics of payday loans.

Payday Loans in Sumter, South Carolina

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Sumter, South Carolina is are simple to get. The APR is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Sumter, South Carolina

  • 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on other aspects. They will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Sumter, South Carolina

First Citizens Bank

518 Main St S, Greenwood, SC 29646, USA

+1 (864) 388-9397

www.firstcitizens.com

Check `n Go

2050 Columbia Rd North, Orangeburg, SC 29118, USA

+1 (803) 536-4222

locations.checkngo.com

Carolina Payday Loans, Inc

1226 Asheville Hwy, Spartanburg, SC 29303, USA

+1 (864) 342-0414

Regions Bank

1799 Whiskey Rd, Aiken, SC 29803, USA

+1 (803) 617-7400

www.regions.com

Countybank Commercial Loan Office

300 N Main St, Anderson, SC 29621, USA

+1 (864) 622-2695

www.ecountybank.com

SouthState Bank

520 N Jefferies Blvd, Walterboro, SC 29488, USA

+1 (843) 549-1553

southstatebank.com

Credit Central

2931 N Main St, Anderson, SC 29625, USA

+1 (864) 226-3920

www.creditcentralllc.com

Citizens Bank

1265 Ben Sawyer Blvd, Mt Pleasant, SC 29464, USA

www.citizensbank.com

Walmart Money Center

9 Benton Rd, Travelers Rest, SC 29690, USA

+1 (864) 834-7179

www.walmart.com