First Citizens Bank Payday Loans Review - Sumter, South Carolina

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4.8 4 reviews
Organization owner?
201 N Washington St, Sumter, SC 29150, USA
+1 (803) 775-1225
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about First Citizens Bank?

Below you find some of the opinions of our clients.

I am a loyal client of First Citizens Bank. It is very fast to apply via the net. The interest rate was good. Their managers always reply in a timely manner.

Amina Crist

First Citizens Bank seems honest. They rescued me twice. The first loan approved was small – $500, but next time the limit was increased to $900. Paid off the loan as agreed. The employees were understanding, they gave detailed answers to all my questions. No problems. But their interest rates are average.

Robyn Bauch

Good service with affordable rates. They transferred the next morning, as I expected. I will use First Citizens Bank again if I need temporary help.

Myrna Barton

Thank you First Citizens Bank for helping me when I needed money urgently to pay for business trip. I have applied through this website 4 times and everything was nice. This is the most honest lender with no hidden fees. Highly recommended!!!

Theodora Harris

Note

Important

The previous three items charactirize a precise lender. But below you can read general information about payday loans.

Payday Loans in Sumter, South Carolina

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Sumter, South Carolina is are simple to get. The interest rate is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Sumter, South Carolina

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your needs and pay back your loan commitments punctually.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the cash advance loan immediately.

Let's see

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Covington Credit

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Grow Financial Federal Credit: Wescott Store

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Regional Finance

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+1 (843) 723-5105

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SouthState Bank

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Edward Jones - Financial Advisor: Whit Jordan, AAMS®|CRPC®

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+1 (803) 435-9150

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Woodforest Bank

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Quick Credit

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+1 (843) 566-0029

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