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What people think about Southern Finance?
I applied for the first loan in my life, was approved immediately despite the fact that I had bad credit. I repaid it on time. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!
Alex Kutch
Southern Finance seems nice. They rescued me twice. The first loan approved was small – $300, but next time the limit was increased to $800. Paid off the loan as agreed. The staff were friendly, they gave detailed answers to all my questions. No complaints. But their rates are not the lowest on the net.
Nakia Hegmann PhD
The process was convenient, fast. No surety needed. Thank you a lot. Love their 24/7 customer support. No issues. Would use again.
Mr. Edgar Price PhD
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The above-given information provides the details about a certain lender. The information below is about common information about payday loans.
Payday Loans in Sumter, South Carolina
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Sumter, South Carolina is are simple to get. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
391% APR*
$550
Not Specified
31 days
Advantages of Southern Finance that offers payday loans in Sumter, South Carolina
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.
Other Payday Lenders in Sumter, South Carolina
Auto Money
2112 Augusta Rd, West Columbia, SC 29169, USA
+1 (803) 939-0777
www.automoneytitleloans.com
Community Loans of America
1002 Savannah Hwy, Charleston, SC 29407, USA
+1 (843) 852-2247
expressloansofamerica.com
SRP Federal Credit Union
1060 Silver Bluff Rd, Aiken, SC 29803, USA
+1 (803) 278-4851
www.srpfcu.org
Upstate Federal Credit Union
910 Whitehall Rd, Anderson, SC 29625, USA
+1 (864) 224-5654
upstatefcu.org
Bob W Cummins | Fairway Independent Mortgage Corporation Loan Officer
905 Charles St, Beaufort, SC 29902, USA
+1 (843) 525-9809
www.fairwayindependentmc.com