First Citizens Bank Payday Loans Review - Summerville, South Carolina

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4.5 12 reviews

218 S Main St, Summerville, SC 29483, USA
+1 (843) 871-9200
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Here you read the reviews of our clients.
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Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Summerville, Pennsylvania

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Summerville, Pennsylvania are taken out easily. The interest rate is dependent on the customer's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

6% APR small loan cap

How will First Citizens Bank help take out a payday loan in Summerville, Pennsylvania?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial abilities to approve the application. Payday loans in Summerville, Pennsylvania may help enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to use the calculator. It will define the cost of the cash advance.

Let's see

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Regions Bank

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Citizens Bank

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SouthState Bank

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First Citizens Bank ATM

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Bank of America ATM (Drive-thru)

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