United Community Bank Payday Loans Review - Spartanburg, South Carolina

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5 4 reviews

449 E Main St, Spartanburg, SC 29306, USA
+1 (864) 591-5200
www.ucbi.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Pay Attention

Payday lenders are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Spartanburg, South Carolina

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to issue loans in Spartanburg, South Carolina. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will United Community Bank help take out a payday loan in Spartanburg, South Carolina?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Spartanburg, South Carolina. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

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Other Payday Lenders in Spartanburg, South Carolina

South State Bank

950 John C Calhoun Dr, Orangeburg, SC 29115, USA

+1 (803) 534-2175

southstatebank.com

AllSouth Federal Credit Union

301 N Main St, Saluda, SC 29138, USA

+1 (803) 736-3110

www.allsouth.org

Citizens Bank

600 Bacons Bridge Rd, Summerville, SC 29485, USA

www.citizensbank.com

MoneyGram

11547 Dunbarton Blvd, Barnwell, SC 29812, USA

+1 (803) 259-5690

locations.moneygram.com

Freedom Cash

1005 W Floyd Baker Blvd, Gaffney, SC 29341, USA

+1 (864) 489-0599

Founders Federal Credit Union

523 A N Duncan Bypass, Union, SC 29379, USA

+1 (800) 845-1614

www.foundersfcu.com

ATM (Suntrust Bank)

24 S Main St, Inman, SC 29349, USA

Enterprise Bank of South Carolina

227 Main St, Blackville, SC 29817, USA

+1 (803) 284-2258

ebsc.bank

Bank of America Home Mortgage

Summerville, SC 29483, USA

+1 (843) 851-4042

www.bankofamerica.com