First Citizens Bank Payday Loans Review - Prosperity, South Carolina

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3.5 4 reviews
Organization owner?
147 N Main St, Prosperity, SC 29127, USA
+1 (803) 364-3800
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about First Citizens Bank?

Here you see the reviews of our clients.

First Citizens Bank applied for a loan secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

America Douglas

Thanks to the team of First Citizens Bank. Quick solution of the arisen problems, quick approval on the cash advance. I definitely recommend this service.

Prof. Alaina Lowe DDS

Thanks to First Citizens Bank for helping out when money is emergenctly needed. I have been applying to this service for more than a year and everything is always honest, without hidden charges.

Prof. Ellie Monahan

I often take out a payday loan to a card in First Citizens Bank. It is very efficient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the nuances.

Bryana Lindgren

Only an ID is needed to submit an application. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ms. Lilla Rice

Note

Pay Attention

Above-specified info provides the details about a certain lender. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Prosperity, Pennsylvania

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and quick to issue loans in Prosperity, Pennsylvania. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

6% APR small loan cap

How will First Citizens Bank help issue a loan in Prosperity, Pennsylvania?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Prosperity, pa consider this circumstance not a hindrence to issue a loan. The client of a cash advance should be ready to objectively assess financial solvency, issue a loan, repay the debt on a due date and not only resolve current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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