World Acceptance Payday Loans Review - Orangeburg, South Carolina

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5 reviews
Loan agency in Orangeburg, South Carolina

CAROLINA BUILDING, 396 St Paul St, Orangeburg, SC 29115, USA
7 years in business
+1 (803) 536-1823
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–6PM
Wednesday
9AM–5:30PM
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The first three points show the certain lender. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Orangeburg, New York

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Orangeburg, New York is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

25% small loan cap

How will World Acceptance help take out a loan in Orangeburg, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Orangeburg, ny will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

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Other Payday Lenders in Orangeburg, South Carolina

Citizens Bank

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www.citizensbank.com

Edward Jones - Financial Advisor: Michael Thomas

404 Elm St W, Hampton, SC 29924, USA

+1 (803) 943-0151

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Check `n Go

2000 Sam Rittenberg Blvd Ste 110, Charleston, SC 29407, USA

+1 (843) 769-5633

locations.checkngo.com

Anderson Cash Advance LLC

2204 2nd Loop Rd G, Florence, SC 29501, USA

+1 (843) 662-2922

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ServisFirst Bank Charleston

701 E Bay St #104, Charleston, SC 29403, USA

+1 (843) 414-3900

www.servisfirstbank.com

First Citizens Bank

2895 Reidville Rd, Spartanburg, SC 29301, USA

+1 (864) 574-9530

www.firstcitizens.com

Pickens Savings & Loan Association

205 E Cedar Rock St, Pickens, SC 29671, USA

+1 (864) 878-2444

www.pickens.bank

Cash Doctor

405 Corner Square Plaza, Moncks Corner, SC 29461, USA

+1 (843) 899-3670

expressloansofamerica.com

Advance America

664 Bells Hwy, Walterboro, SC 29488, USA

+1 (843) 542-9501

www.advanceamerica.net