SouthState Bank Payday Loans Review - Orangeburg, South Carolina

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2.3 12 reviews

1255 St Matthews Rd, Orangeburg, SC 29115, USA
+1 (803) 531-0520
southstatebank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2013-05-08

Mailing Address

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SC

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United States

Company Name

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Contact Data

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Testimonials

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Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Orangeburg, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Orangeburg, New York is issued easily and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will SouthState Bank help take out a loan in Orangeburg, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Orangeburg, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see

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SC Board of Financial Institutions

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