Advance America Payday Loans Review - North Charleston, South Carolina

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4.9 56 reviews

Loan agency in North Charleston, South Carolina

Organization owner?

5101 Ashley Phosphate Rd Suite 115, North Charleston, SC 29418, USA

+1 (843) 552-9630

www.advanceamerica.net

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–2PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

9AM–2PM

Domain Info

Feedback about Advance America?

Here you see the reviews of our customers.

Note

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in North Charleston, South Carolina

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in North Charleston, South Carolina are taken out hassle-free. The interest percentage is conditional on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a payday loan in North Charleston, South Carolina?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in North Charleston, South Carolina. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see