First Citizens Bank Payday Loans Review - Lugoff, South Carolina

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5 reviews

844 US-1, Lugoff, SC 29078, USA
+1 (803) 438-6675
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about First Citizens Bank?

Below you see some of the opinions of our clients.
Note

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Lugoff, South Carolina

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in Lugoff, South Carolina. The entire process is straightforward. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Lugoff, South Carolina

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can save people who have poor credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a cash advance if you are assured that you can make payments on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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