Upstate Federal Credit Union Payday Loans Review - Honea Path, South Carolina

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4.3 13 reviews

430 N Main St, Honea Path, SC 29654, USA
+1 (864) 369-0095
www.upstatefcu.org
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
8AM–5PM
Testimonials

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Above-defined info provides the details about a certain lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Honea Path, South Carolina

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Honea Path, South Carolina are issued hassle-free. The interest rate is dependent on the borrower's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Upstate Federal Credit Union help issue a payday loan in Honea Path, South Carolina?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Honea Path, sc will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Honea Path, South Carolina

First Citizens Bank

844 US-1, Lugoff, SC 29078, USA

+1 (803) 438-6675

www.firstcitizens.com

ATM (Regions Bank)

3404 Clemson Blvd, Anderson, SC 29621, USA

+1 (800) 734-4667

www.regions.com

ABC Finance Co.

225 N Poinsett Hwy, Travelers Rest, SC 29690, USA

+1 (864) 834-9054

abcfinancetr.com

Regions Bank

4385 Jefferson Davis Hwy, Clearwater, SC 29822, USA

+1 (803) 380-5650

www.regions.com

Mauldin Financial Services

107 E Butler Rd # D, Mauldin, SC 29662, USA

+1 (864) 289-9494

Synovus Bank

111 W Boyce St, Manning, SC 29102, USA

+1 (888) 796-6887

www.synovus.com

First Bank - Dillon - Monroe, SC

206 Monroe St, Dillon, SC 29536, USA

+1 (843) 841-9955

localfirstbank.com

Advance America

975 Beaumont Ave, Spartanburg, SC 29303, USA

+1 (864) 542-0982

www.advanceamerica.net

Loanmax Title Loans

301 S Irby St, Florence, SC 29501, USA

+1 (843) 665-5546

www.loanmaxtitleloans.net